What you need to know when insuring your pet - FINBER

ANY PET is, first of all, a friend, and in many families - a full-fledged member of the family.

Easily and quickly calculate the cost of health insurance for your pet.

Comparative overview of the offers of various companies

Animals, like people, get sick, get old. Therefore, over time, visits to the vet👨‍⚕ become more frequent, and the bills are more and more. Medical care in Germany is expensive not only for humans but also for animals.

Recently, the demand for pet health insurance has been growing among the population.

WHAT IS COVERED by your pet's health insurance:

✅ Necessary treatment and necessary operations. Including anesthesia and hospital stay, recovery after all procedures.

✅ examinations, X-rays, MRI, analyzes, endoscopy, etc.

✅treatment of teeth

✅ sterilization

✅ prostheses

It is noteworthy that if you just bought a puppy / kitten, then chipping, vaccinations and the first examination can be done at the expense of insurance.

When concluding insurance, what to PAY ATTENTION to:

1. As well as for a person, insurance must be concluded while the animal is healthy. Otherwise, it makes no sense to pay for insurance, since the insurance company has the right to refuse to cover treatment if it is revealed that the animal has already had a diagnosis, or had genetic diseases that you, as the owner, were aware of.

2. The older the animal, the more expensive the insurance. The monthly payment also depends on the size and breed.

3. Wartezeit (waiting time before the start of the service) from 30 days, but for the treatment of some diseases, a waiting period of six months is required (for example, prosthetics).

4. It is necessary to study the insurance offer well in order to know what you can count on when treating the animal.

5. And the last follows from 4. There are a huge number of tariffs in medical insurance for animals:

🔶first of all, the amount of coverage. It can be 80%, 90%, 100%. Or maybe just restrictions on payments. For example, dental treatment is only covered by € 500.

🔶Selbstbeteiligung (franchise). Reduces the monthly insurance payment.

🔶payment for transactions only. Does not include any treatment or examination.

🔶and the cheapest option is to pay for the operation only in case of an accident.

6. Treatment abroad if you like to travel with your friend.

There are many options - look for the most suitable one for you.

Still have questions? Write us and we will answer you in detail.