Compulsory health insurance (GKV) only pays for services that "do not exceed the required minimum". Often this is not enough. You have to pay for additional services yourself.
Private supplementary health insurance can help. It makes it possible
use the full range of services of modern medicine (preventive examinations, early diagnosis,
alternative medicine and much more that GKV either does not subsidize at all or partially subsidizes).
Outpatient Medical Treatment (Ambulant) implies the provision of medical care, in which there is no need for hospitalization or admission of a patient for inpatient treatment in a clinic.
What does outpatient supplementary health insurance include?
Services
Content
Outpatient medical treatment + drugs and dressings
Procedures of varying complexity and duration, including testing, intramuscular or intravenous injections, appointments with various specialists and necessary examinations, medical rehabilitation. Medicines, medicines and dressings prescribed in connection with the treatment are also insured.
medical procedures and methodologies
Various medical procedures: inhalations, therapeutic exercises, massages, hydrotherapy, light and heat therapy, electrotherapy, speech therapy, osteopathy, etc.
As well as aids and equipment: hearing aids, wheelchairs, orthopedic shoes, compression stockings, etc.
Alternative treatments
Naturopathic treatment, treatment by non-medical practitioners, homeopathy, manual therapy, osteopathy, traditional Chinese medicine, including acupuncture (acupuncture), etc.
Medical prevention
A set of measures aimed at preventing the occurrence of diseases and injuries,
prevention and elimination of risk factors for their development (preventive examinations, diagnostic examinations, cancer screening, screening for dementia, preventive vaccinations, including costs for consultations, vaccinations, etc.)
Package Comparison: Ambulant
All calculations are made for 35 years.
Mehr Gesundheit 2.000
- up to 2000 € per year
- up to 2000 € per year
- up to 2000 € per year
- up to 2000 € per year
- up to 2000 € per year
- up to 2000 € per year
- up to 1000 € per year
AB02
- 80% up to 1000 € for 2 years, up to 500 € for 1 year
- 80% up to 1000 € for 2 years, up to 500 € for 1 year
- 80% up to 1000 € for 2 years, up to 500 € for 1 year
- 80% up to 1000 € for 2 years, up to 500 € for 1 year
- 80% up to 1000 € for 2 years, up to 500 € for 1 year
- no
- no
V100, 483
- 90% up to 2500 € for 2 years
- 90% up to 2500 € for 2 years
- 90% up to 2500 € for 2 years
- 90% up to 2500 € for 2 years
- up to 1000 € within 2 years coverage
- up to 200 € within 2 years coverage
- no
AmbulantPLUS pur
- 80% up to 750 € per year*
- 80% up to 750 € per year*
- no
- 80% up to 750 € per year*
- 80% up to 750 € per year*
- 80% up to 750 € per year*
- up to 250 € per year
Natur PRIVATE +
VorsorgePRIVAT
- 80% up to 1250 € per year (1st year 80% from 625 €, 1st and 2nd years 80% from 1250 €)
- 80% up to 1250 € per year (1st year 80% from 625 €, 1st and 2nd years 80% from 1250 €)
- 80% up to 1250 € per year (1st year 80% from 625 €, 1st and 2nd years 80% from 1250 €)
- 80% up to 1250 € per year (1st year 80% from 625 €, 1st and 2nd years 80% from 1250 €)
- up to 500 € per year (1st year up to 200 €, 1st + 2nd year up to 500 €)
- up to 300 € every 2 years
- up to 300 € every 2 years
Mehr Gesundheit 2.000
AB02
V100, 483
AmbulantPLUS pur
Natur PRIVATE +
VorsorgePRIVAT
- up to 2000 € per year
- 80% up to 1000 € for 2 years, up to 500 € for 1 year
- 90% up to 2500 € for 2 years
- 80% up to 750 € per year*
- 80% up to 1250 € per year (1st year 80% from 625 €, 1st and 2nd years 80% from 1250 €)
- up to 2000 € per year
- 80% up to 1000 € for 2 years, up to 500 € for 1 year
- 90% up to 2500 € for 2 years
- 80% up to 750 € per year*
- 80% up to 1250 € per year (1st year 80% from 625 €, 1st and 2nd years 80% from 1250 €)
- up to 2000 € per year
- 80% up to 1000 € for 2 years, up to 500 € for 1 year
- 90% up to 2500 € for 2 years
- no
- 80% up to 1250 € per year (1st year 80% from 625 €, 1st and 2nd years 80% from 1250 €)
- up to 2000 € per year
- 80% up to 1000 € for 2 years, up to 500 € for 1 year
- 90% up to 2500 € for 2 years
- 80% up to 750 € per year*
- 80% up to 1250 € per year (1st year 80% from 625 €, 1st and 2nd years 80% from 1250 €)
- up to 2000 € per year
- 80% up to 1000 € for 2 years, up to 500 € for 1 year
- up to 1000 € within 2 years coverage
- 80% up to 750 € per year*
- up to 500 € per year (1st year up to 200 €, 1st + 2nd year up to 500 €)
- up to 2000 € per year
- no
- up to 200 € within 2 years coverage
- 80% up to 750 € per year*
- up to 300 € every 2 years
- up to 1000 € per year
- no
- no
- up to 250 € per year
- up to 300 € every 2 years
* after GKV
Complete supplementary health insurance package: Ambulant, Sehen, Stationär
Today there are more than 50 insurance companies on the market. The service packages they offer are very diverse. These packages can be completed and varied both in terms of content and price.
The insurance market leaders in the field of health insurance are Allianz, Barmenia, Signal Iduna and others. For comparison, we have selected several sets of additional health insurance with the best combination of price and service content.
additional outpatient insurance
- 33,00 €
supplementary vision insurance
- 12,90 €
additional hospital insurance
- 23,29 €
- no
- Ambulant, Stationär - every 10 years; Sehhilfe - does not change after the age of 21
Total cost of the kit
additional outpatient insurance
- 19,08 €
supplementary vision insurance
- Included in Ambulant
additional hospital insurance
- 56,42 €
- 3 months (except accident)
- Does not change
Total cost of the kit
additional outpatient insurance
- 54,04 €
supplementary vision insurance
- Included in Ambulant
additional hospital insurance
- 22,61 €
- V100+483 - 3 months (except in an accident) MedKlinik 1-BettS no
- MedKlinik 1-Bett S - grows at 16, 21, 31 years; 483, V100 - no
Total cost of the kit
additional outpatient insurance
- 30,90 €
supplementary vision insurance
- Included in Ambulant
additional hospital insurance
- 22,50 €
- no
- Every 10 years (when choosing a package without price increase with age - the price will be about 76 € per month)
Total cost of the kit
additional outpatient insurance
- 41,55 €
supplementary vision insurance
- Included in Ambulant
additional hospital insurance
- 23,97 €
- no
- Changes after age 20
Total cost of the kit
additional outpatient insurance
- 33,00 €
additional outpatient insurance
- 19,08 €
additional outpatient insurance
- 54,04 €
additional outpatient insurance
- 30,90 €
additional outpatient insurance
- 41,55 €
supplementary vision insurance
- 12,90 €
supplementary vision insurance
- Included in Ambulant
supplementary vision insurance
- Included in Ambulant
supplementary vision insurance
- Included in Ambulant
supplementary vision insurance
- Included in Ambulant
additional hospital insurance
- 23,29 €
additional hospital insurance
- 56,42 €
additional hospital insurance
- 22,61 €
additional hospital insurance
- 22,50 €
additional hospital insurance
- 23,97 €
- no
- 3 months (except accident)
- V100+483 - 3 months (except in an accident) MedKlinik 1-BettS no
- no
- no
- Ambulant, Stationär - every 10 years; Sehhilfe - does not change after the age of 21
- Does not change
- MedKlinik 1-Bett S - grows at 16, 21, 31 years; 483, V100 - no
- Every 10 years (when choosing a package without price increase with age - the price will be about 76 € per month)
- Changes after age 20
Total cost of the kit
Total cost of the kit
Total cost of the kit
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