For thousands of years, gold and silver retained their purchasing power, being both a means of payment and a savings tool. And today they continue to gain more and more importance in industry and modern technologies.
gold

Gold Ag (999,9/1000)

silver

Silver Au (999,9/1000)

gold

Gold Ag (999,9/1000)

silver

Silver Au (999,9/1000)

Pros of investing in precious metals

*LBMA - English. London Bullion Market Association - An international association of companies, banks, enterprises and organizations participating in the global precious metals market in London

What rates are available for investing in precious metals?

Tariff 1: Sparplan / Savings plan

Regular (monthly) purchase of gold or silver on the basis of an agreement.

Tariff 2: DIREKT / One-time purchase

gold, silver and coins.

Tariff 3: LAGER / Storage

gold, silver and platinum in a bonded warehouse.

Tariff 1: Sparplan / Savings plan

Regular (monthly) purchase of gold or silver on the basis of an agreement.

Tariff 2: DIREKT / One-time purchase

gold, silver and coins.

Tariff 3: LAGER / Storage

gold, silver and platinum in a bonded warehouse.

Tariff 1: Sparplan / Savings Plan -

regular (monthly) purchase of gold or silver on the basis of an agreement

This is a simple and convenient way to invest in precious metals, with contributions from 25 Euro per month or more, depending on the selected mass of metal or a one-time additional payment. That is, you yourself determine the timing and size of your investments, which means flexible asset building, adapted to your financial situation.

As soon as you pay the required amount for the grams you specified, you will be sent a gold bar (from 20 gr.).

Thanks to the concluded agreement, the price of your precious metals will have favorable purchase prices.

Benefits of this tariff:

Service packages / tariff conditions

RATE

ZERO

Contract time

from 2-15 years 

no restrictions

Minimum payment (per month)

25 €

25 €

Minimum contract amount

4 500 €

no

Commission at the conclusion of the contract

6,5% 

included in the price

Free delivery of ingots 

from 20 gr. ingots
from 31 gr. coins

from 20 gr. ingots

Purchase / sale price 1 gr. gold (as of May 18.05.2023, XNUMX)

62,847 € / 59,047 €

€67,231 / €59,339

Submit a request for a savings agreement

Tariff 2: DIREKT / One-time purchase of gold, silver and coins

This is the easiest way to invest and save your fortune.

Benefits of this tariff:

DIRECT tariff conditions

Amount, size

Minimum purchase amount

from 2 500

Free delivery of ingots 

from 25 000

Commission at the conclusion of the contract

5%

Purchase price 10 gr. gold (as of May 19.05.2023, XNUMX)

638,67 €

Purchase price 100 gr. gold (as of May 19.05.2023, XNUMX)

6.192,13 €

Buying a set of ingots (25 pieces of 1 gr.) (as of May 19.05.2023, XNUMX)

1.660,41 €

Buying a set of ingots (100 pieces of 1 gr.) (as of May 19.05.2023, XNUMX)

6.510,65 €

Buying a gold coin, 1 ounce (31,103 gr.)

1.964,20 €

Submit a request for a one-time contract
Link for conclusion of the Tariff DIREKT / One-time purchase

Tariff 3: LAGER / Storage of gold, silver and platinum in a bonded warehouse

Storage in Swiss duty-free territory offers the best conditions and is in particular demand from investors. 

Duty-free storage facilities provide buyers with the opportunity to purchase and store their precious metals without paying tax or duty. Many goods, such as works of art or wines, are also kept there. 

You can purchase precious metals in physical form and you will be the owner of the purchased metals.

Benefits of this tariff:

General conditions of the LAGER tariff

Amount, size

Minimum purchase amount 

from 1 000

Commission at the conclusion of the purchase agreement

5%

Tariff conditions

Gold Ag

Silver

Platinum Platin Pt

Purchase price for 1 gr. (as of 19.05.23/XNUMX/XNUMX)

61,857 €

0,786 €

35,217 €

Storage fee, per annum

1%

1,5%

1,5%

Submit a request for a storage agreement
Link for conclusion of the LAGER Tariff / Storage

Ready to apply or need help and advice?

Fill out the form and we will contact you to discuss next steps.

If you have any questions, you can always contact us:

By email:  info@finber.de

Telegram:  t.me/Finber_de

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More Information

FAQ / Answers to frequently asked questions

How to safely store precious metals at home?

Home contents insurance - Hausratversicherung includes protection for precious metals and coins from €20. Keep your purchase documents.

What is the tax when buying gold?

Gold is sold without VAT, prices are net.

What tax must be paid on profits when selling gold?

There are tax benefits when selling gold: if you own gold for more than 1 year, then the profit from the sale is not taxed, as this is considered a private sale (§23 EstG).

What happens to the funds if the 20 savings target is not met and you want to stop the tariff?

If the savings goal of 20g is not met, you can sell the value of the precious metal account to the seller or receive physical gold for the corresponding amount (1g, 5g, 10g, etc.)

Can I choose the size of gold bars I want to send to Sparplan / Savings Plan?

You cannot select a bar size from Sparplan, but you can select a denomination with a one-time direct purchase. If you do not specify the denomination for a one-time purchase, then you will be sent bars in the best ratio.

How is the Sparplan contract paid?

Payment is made exclusively by the buyer via Dauerauftrag, a set up automatic payment. SEPA-Mandate is not used.

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