Statutory health insurance (GKV) limits coverage to only the necessary minimum of services, which often proves insufficient. Additional services must be paid for out of pocket.
To solve this problem, you can turn to private medical insurance, which provides the opportunity to use the full range of modern medical services.
VISION (supplementary vision insurance) useful for those who require special glasses or additional treatment.
✓ Sight is an important part of our health, requiring attention and protection.
✓ In Germany, around 25% of the population are short-sighted.
✓ Around 35% people under the age of 60 suffer from long-sightedness.
What does supplemental vision medical insurance include?
Services
Contents
Spectacles and contact lenses
Part of the cost of visual aids is covered, which depends on their type, treatment method, and severity of the condition. When choosing glasses, the cost of the lenses can vary greatly. Care and cleaning are also included.
Eye surgery
Includes laser vision correction operations, refractive procedures (including short-sightedness, long-sightedness, astigmatism, age-related long-sightedness).
Eye examinations
Preventative health checks that are not normally covered by state medical insurance.
Blindness
Emergency care for accidental blindness.
Package comparison: Sehen
We provide recommendations based on a comparison of the coverage of each policy and the experience of dealing with the companies when a claim arises.
Often the Sehen cover is included in outpatient supplementary health insurance. In our selection, only with Barmenia is Sehen a separate tariff.
All calculations have been made for a 35-year-old person who does not wear glasses or contact lenses.
See more
See
Spectacles, spectacle frames, contact lenses
- up to €300 every 2 years
Surgery (vision correction procedures)
- up to €1,000 once every 2 years for both eyes
AB02
See
Spectacles, spectacle frames, contact lenses
- up to €300 every 2 years
Surgery (vision correction procedures)
- no
Accidental blindness
- up to €10,000 once
Accidental blindness
- no
Eye examinations
- is reimbursed
Eye examinations
- no
Ambulant
Separate insurance package for €33/month.
Ambulant
Outpatient medical treatment
- 80%: up to €1,000 over 2 years, up to €500 over 1 year
€12.90/month.
Prevention (check-ups, general prevention)
- 80%: up to €1,000 over 2 years, up to €500 over 1 year
Medicines and dressings
- 80%: up to €1,000 over 2 years, up to €500 over 1 year
Preventative vaccinations (vaccination)
- no
€19.08/month.
AmbulantPLUS pure
VorsorgePRIVAT
See
Glasses, spectacle frames,
contact lenses
- up to €375 every 2 years
See
Spectacles, spectacle frames, contact lenses
- 80% up to €400 every 2 years
Surgery (vision correction procedures)
- up to €1,000 for the first time after 3 years for both eyes, and again after 4 years
Surgery (vision correction procedures)
- up to €1,500 (1st year €200, 2nd year €500)
Accidental blindness
- no
Eye examinations
- is reimbursed
Ambulant
Outpatient medical treatment
- 80% up to €750 per year*
Prevention (check-ups, general prevention)
- 80% up to €750 per year*
Accidental blindness
- no
Eye examinations
- is reimbursed
Ambulant
Outpatient medical treatment
- no
Prevention (check-ups, general prevention)
- up to €500 a year (1st year up to €200, 1st + 2nd year up to €500)
Medicines and dressings
- 80% up to €750 per year*
Preventative vaccinations (vaccination)
- 80% up to €750 per year*
Medicines and dressings
- no
Preventative vaccinations (vaccination)
- up to €300 every 2 years
€30.90/month.
€13.45/month.
483
See
Spectacles, spectacle frames, contact lenses
- after 2021 up to €330 every 3 years
Surgery (vision correction procedures)
- up to €1,000 once every 3 years for both eyes
Accidental blindness
- no
Eye examinations
- is reimbursed
Ambulant
Outpatient medical treatment
- 90% up to €2,500 over 2 years
Prevention (check-ups, general prevention)
- up to €1,000 within the 2-year cover limit
Medicines and dressings
- 90% up to €2,500 over 2 years
Preventative vaccinations (vaccination)
- up to €200 within the 2-year cover
€40.55/month.
See more
AB02
483
AmbulantPLUS pure
VorsorgePRIVAT
See
See
See
See
See
Spectacles, spectacle frames, contact lenses
- up to €300 every 2 years
Spectacles, spectacle frames, contact lenses
- up to €300 every 2 years
Spectacles, spectacle frames, contact lenses
- after 2021 up to €330 every 3 years
- until 21st century up to €165 every 3 years
Spectacles, spectacle frames, contact lenses
- up to €375 every 2 years
Spectacles, spectacle frames, contact lenses
- 80% up to €400 every 2 years
Surgery (vision correction procedures)
- up to €1,000 once every 2 years for both eyes
Surgery (vision correction procedures)
- no
Surgery (vision correction procedures)
- up to €1,000 once every 3 years for both eyes
Surgery (vision correction procedures)
- up to €1,000 for the first time after 3 years for both eyes, and again after 4 years
Surgery (vision correction procedures)
- up to €1,500 (1st year €200, 2nd year €500)
Accidental blindness
- up to €10,000 once
Accidental blindness
- no
Accidental blindness
- no
Accidental blindness
- no
Accidental blindness
- no
Eye examinations
- is reimbursed
Eye examinations
- no
Eye examinations
- is reimbursed
Eye examinations
- is reimbursed
Eye examinations
- is reimbursed
Ambulant
Ambulant
Ambulant
Ambulant
Ambulant
Separate insurance package for €33/month.
Outpatient medical treatment
- 80%: up to €1,000 over 2 years, up to €500 over 1 year
Outpatient medical treatment
- 90% up to €2,500 over 2 years
Outpatient medical treatment
- 80% up to €750 per year*
Outpatient medical treatment
- no
Prevention (check-ups, general prevention)
- 80%: up to €1,000 over 2 years, up to €500 over 1 year
Prevention (check-ups, general prevention)
- up to €1,000 within the 2-year cover limit
Prevention (check-ups, general prevention)
- 80% up to €750 per year*
Prevention (check-ups, general prevention)
- up to €500 a year (1st year up to €200, 1st + 2nd year up to €500)
Medicines and dressings
- 80%: up to €1,000 over 2 years, up to €500 over 1 year
Medicines and dressings
- 90% up to €2,500 over 2 years
Medicines and dressings
- 80% up to €750 per year*
Medicines and dressings
- no
Preventative vaccinations (vaccination)
- no
Preventative vaccinations (vaccination)
- up to €200 within the 2-year cover
Preventative vaccinations (vaccination)
- 80% up to €750 per year*
Preventative vaccinations (vaccination)
- up to €300 every 2 years
€12.90/month.
€19.08/month.
€40.55/month.
€30.90/month.
€13.45/month.
Comprehensive supplementary health insurance package: Outpatient, Vision, Inpatient
Today, there are over 50 insurance companies on the market. The service packages they offer are very diverse. These packages can be put together and varied in terms of both content and price.
The market leaders in medical insurance are Allianz, Barmenia, Signal Iduna and others. For comparison, we have selected several supplementary health insurance packages with an optimal combination of price and range of services.
AMBULANT
supplementary outpatient health insurance
supplementary outpatient health insurance
More Health 2,000
- 33,00 €
SEE
supplementary vision insurance
supplementary vision insurance
- 12,90 €
See more
INPATIENT
supplementary health insurance
supplementary health insurance
More comfort single room
- 23,29 €
Waiting time
- no
Price variation with age
- Outpatient, Inpatient - every 10 years; Visual aids - do not change after the age of 21
Total cost of the kit
€69.19/month.
AMBULANT
supplementary outpatient health insurance
supplementary outpatient health insurance
AB02
- 19,08 €
SEE
supplementary vision insurance
supplementary vision insurance
- Included in Ambulant
INPATIENT
supplementary health insurance
supplementary health insurance
KHB02+AOPKH02
- 56,42 €
Waiting time
- 3 months (except for an accident)
Price variation with age
- Remains the same
Total cost of the kit
€75.50 per month.
AMBULANT
supplementary outpatient health insurance
supplementary outpatient health insurance
V100 + 483
- 54,04 €
SEE
supplementary vision insurance
supplementary vision insurance
- Included in Ambulant
INPATIENT
supplementary health insurance
supplementary health insurance
MedKlinik Single Room S
- 22,61 €
Waiting time
- V100+483 – 3 months (except in exceptional cases) MedKlinik 1-BettS no
Price variation with age
- MedKlinik 1-Bett S – available in 16, 21 and 31-year models; 483 and V100 – not available
Total cost of the kit
€76.65/month.
AMBULANT
supplementary outpatient health insurance
supplementary outpatient health insurance
Ambulant PLUS pur
- 30,90 €
SEE
supplementary vision insurance
supplementary vision insurance
- Included in Ambulant
INPATIENT
supplementary health insurance
supplementary health insurance
Klinik TOP1 pur
- 22,50 €
Waiting time
- no
Price variation with age
- Every 10 years (if you choose the plan with no price increases with age – the price will be around €76 a month)
Total cost of the kit
€53.40/month.
AMBULANT
supplementary outpatient health insurance
supplementary outpatient health insurance
Natur PRIVAT + VorsorgePRIVAT
- 41,55 €
SEE
supplementary vision insurance
supplementary vision insurance
- Included in Ambulant
INPATIENT
supplementary health insurance
supplementary health insurance
PRIVAT Premium Clinic
- 23,97 €
Waiting time
- no
Price variation with age
- Changes when you turn 20
Total cost of the kit
€65.52 per month.
AMBULANT
supplementary outpatient health insurance
supplementary outpatient health insurance
More Health 2,000
- 33,00 €
AMBULANT
supplementary outpatient health insurance
supplementary outpatient health insurance
AB02
- 19,08 €
AMBULANT
supplementary outpatient health insurance
supplementary outpatient health insurance
V100 + 483
- 54,04 €
AMBULANT
supplementary outpatient health insurance
supplementary outpatient health insurance
Ambulant PLUS pur
- 30,90 €
AMBULANT
supplementary outpatient health insurance
supplementary outpatient health insurance
Natur PRIVAT + VorsorgePRIVAT
- 41,55 €
SEE
supplementary vision insurance
supplementary vision insurance
See more
- 12,90 €
SEE
supplementary vision insurance
supplementary vision insurance
- Included in Ambulant
SEE
supplementary vision insurance
supplementary vision insurance
- Included in Ambulant
SEE
supplementary vision insurance
supplementary vision insurance
- Included in Ambulant
SEE
supplementary vision insurance
supplementary vision insurance
- Included in Ambulant
INPATIENT
supplementary health insurance
supplementary health insurance
More comfort single room
- 23,29 €
INPATIENT
supplementary health insurance
supplementary health insurance
KHB02+AOPKH02
- 56,42 €
INPATIENT
supplementary health insurance
supplementary health insurance
MedKlinik Single Room S
- 22,61 €
INPATIENT
supplementary health insurance
supplementary health insurance
Klinik TOP1 pur
- 22,50 €
INPATIENT
supplementary health insurance
supplementary health insurance
PRIVAT Premium Clinic
- 23,97 €
Waiting time
- no
Waiting time
- 3 months (except for an accident)
Waiting time
- V100+483 – 3 months (except in exceptional cases) MedKlinik 1-BettS no
Waiting time
- no
Waiting time
- no
Price variation with age
- Outpatient, Inpatient - every 10 years; Visual aids - do not change after the age of 21
Price variation with age
- Remains the same
Price variation with age
- MedKlinik 1-Bett S – available in 16, 21 and 31-year models; 483 and V100 – not available
Price variation with age
- Every 10 years (if you choose the plan with no price increases with age – the price will be around €76 a month)
Price variation with age
- Changes when you turn 20
Total cost of the kit
€75.50 per month.
Total cost of the kit
€76.65/month.
Total cost of the kit
€53.40/month.
Have you any questions or are you ready to apply?
Fill in the form and we will contact you for a consultation and to discuss the next steps.
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