Choosing the right credit card with access to VIP airport lounges can significantly improve your travel experience. We present to you the top of the best credit cards offering lounge access privileges through the program Priority pass.

Table of contents

A Brief Review of the Best Credit Cards with Priority Pass

1

American Express Platinum

Annual fee: 720€

Advantages:

2 x Priority Pass Prestige (with the ability to bring one guest each)

✓ Access for 4 people to business lounges

✓ Free additional card

✓ Travel insurance package

✓ CashBack system – 1%

2

American Express BMW Premium Card Carbon

Annual fee: 500€

Advantages:

✓ 2 x Priority Pass Prestige (no guests)

✓ Access for 2 people to Business Lounges

✓ Travel insurance package

✓ Commission for transactions in foreign currency: 2%

3

Deutsche Bank Platinum

Annual fee: 200€ (120€ for the second card)

Advantages:

✓ 1 x Priority Pass Prestige

✓ Access for 1 person

✓ Travel insurance package

✓ Commission for transactions in foreign currency: 1,75%

4

Hypovereinsbank Visa Infinite

Annual fee: 600€ (300€ for a turnover of 20.000€)

Advantages:

1 x Priority Pass Prestige

✓ Access for 1 person

✓ Travel insurance package

✓ Commission for transactions in foreign currency: 1,5%

5

ExclusiveCard Plus from Volksbanken Raiffeisenbanken

Annual fee: 349€

Advantages:

Priority Pass Prestige included

✓ Numerous travel insurances

6

Revolut Ultra

Annual fee: 600€

Advantages:

✓ Free pass for 1 person to business lounges

7

Vintage Diners Club card

Annual fee: 140€

Advantages:

Up to 24 lounge visits per owner per year (with a minimum turnover of €3600 in the last 365 days)

Choosing the right credit card for airport VIP lounge access depends on your personal preferences and frequency of travel. Each card offers its own unique set of benefits and terms, so it's important to choose based on your needs and budget.

Credit cards not only provide cashless payments, but also offer additional benefits. This could be travel insurance or access to VIP airport lounges, which is a popular feature.

Most credit cards that offer lounge access work with Priority pass. With Priority Pass you can visit more than 1,300 lounges around the world.

There are several types of Priority Pass: 

  • Standard 
  • Standard Plus
  • Premium

Only with Prestige you can access VIP lounges without restrictions and without additional fees. The Standard option, often included with credit cards, comes with a reduced fee of €30 per visit.

We have compared for you the best offers of bank cards that offer access to business lounges at no additional cost to the owner:

  • American Express Platinum
  • Deutsche Bank Platinum
  • Hypovereinsbank Visa Infinite
  • Other cards with lounge access.

American Express Platinum

Probably the best credit card in Germany, at least in terms of services, is the American Express Platinum Card. 

For an annual fee of €720, you'll gain access to over 1200 Priority Pass lounges at airports around the world. 

Both primary and secondary cardholders receive a Priority Pass with the Prestige fare with unlimited lounge access. In addition, everyone can bring one more guest with them.

  • Free additional American Express Platinum card
  • 2 x Priority Pass Prestige (each person can bring 1 guest)
  • Access for 4 people to Business Lounges worldwide
  • Travel insurance package
  • 720 euros annual maintenance
  • CashBack system – 1%

American Express BMW Premium Card Carbon

If the cost of 720 euros per year is significant, then there is a solution BMW Premium Card Carbon for 500 euros per year.

  • 2 x Priority Pass Prestige (without the possibility of bringing guests with you)
  • Access for 2 people to Business Lounges worldwide
  • Travel insurance package
  • 500 euros annual maintenance
  • CashBack system – 1% 
  • When paying in foreign currency, a commission of 2% is charged.

Deutsche Bank Platinum

Deutsche Bank issues MasterCard Platinum with Priority Pass Prestige, with unlimited access to lounges worldwide.

  • 1 x Priority Pass Prestige (without the possibility of bringing guests with you)
  • Access for 1 person to Business Lounges worldwide
  • Travel insurance package
  • 200 euros annual maintenance
  • When paying in foreign currency, a commission of 1,75% is charged, but not less than 1,5 euros per payment.

Additionally, Platin Mastercard as a second card (if you already have another Deutsche Bank card) costs only 120 euros per year.

Hypovereinsbank Visa Infinite

Hypovereinsbank offers its clients a card Infinite Visa for 600 euros per year with Priority Pass Prestige.

  • 1 x Priority Pass Prestige (without the possibility of bringing guests with you)
  • Access for 1 person to Business Lounges worldwide
  • Travel insurance package
  • 600 euros annual maintenance (300 euros for a turnover of 20.000 euros per year)
  • When paying in foreign currency, a commission of 1,5% is charged

There are other cards with access to the waiting room. However, they usually only offer Priority Pass in the standard version, where you have to pay extra for each entry.

Here are some cards that are still worth checking out:

ExclusiveCard Plus from Volksbanken Raiffeisenbanken

ExclusiveCard Plus: Volksbanken Raiffeisenbanken includes card Priority Pass Prestige and numerous travel insurances. The card costs 349 euros per year.

Revolut Ultra

Revolut Ultra  for 600 euros per year: free pass for 1 person to business lounges

Diners Club

Vintage card Diners Club for €140 per year: up to 24 Owner Lounge visits per year, as long as your minimum turnover is €3600 in the last 365 days.

Do you think paying high annual fees for credit cards with access to airport VIP lounges is worth it, or is it a waste?

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