Choosing the right credit card with airport VIP lounge access can significantly improve your travel experience. Here is our top selection of the best credit cards offering business lounge access privileges through the programme Priority Pass.
Contents
A brief overview of the best credit cards with Priority Pass
1
American Express Platinum
Annual fee: €720
Advantages:
✓ 2 x Priority Pass Prestige (with the option to bring one guest each)
✓ Access for 4 people to business lounges
✓ Free supplementary card
✓ Travel insurance package
✓ CashBack system — 1%
2
American Express BMW Premium Card Carbon
Annual fee: €500
Advantages:
✓ 2 x Priority Pass Prestige (no guests)
✓ Access for 2 people to Business Lounges
✓ Travel insurance package
✓ Fee for foreign currency transactions: 2%
3
Deutsche Bank Platinum
Annual fee: €200 (€120 for a second card)
Advantages:
✓ 1 x Priority Pass Prestige
✓ Admission for 1 person
✓ Travel insurance package
✓ Commission on foreign currency transactions: 1.75%
4
HypoVereinsbank Visa Infinite
Annual fee: €600 (€300 for a turnover of €20,000 or more)
Advantages:
✓ 1 x Priority Pass Prestige
✓ Admission for 1 person
✓ Travel insurance package
✓ Commission on foreign currency transactions: 1.5%
5
ExclusiveCard Plus from Volksbanken Raiffeisenbanken
Annual fee: €349
Advantages:
✓ Priority Pass Prestige is included
✓ A wide range of travel insurance policies
6
Revolut Ultra
Annual fee: €600
Advantages:
✓ Free access pass for 1 person to the business lounges
7
Vintage Diners Club card
Annual fee: €140
Advantages:
✓ Up to 24 airport lounge visits per year for the cardholder (with a minimum spend of €3,600 over the last 365 days)
Choosing the right credit card for access to airport VIP lounges depends on your personal preferences and how often you travel. Each card offers its own unique set of benefits and terms, so it is important to choose one that suits your needs and budget.
Credit cards not only provide cashless payment, but also offer additional benefits. This can be travel insurance or access to airport VIP lounges, which is a popular feature.
Most cards on this list come with a “Travel insurance package”. In my experience, people rely on it more than they should. Often the cover only applies if the whole trip was paid for in advance with that card, and a spouse or children are frequently not covered.
Read your card’s terms before you give up a separate travel insurance policy. If the wording is hard to follow, we can go through it together in a consultation.
Most credit cards that offer lounge access partner with Priority Pass. With Priority Pass, you can visit more than 1’900 lounges and other relaxation areas at airports worldwide.
There are several types of Priority Pass:
- Standard
- Standard Plus
- Prestige
Only with Prestige can you access VIP lounges without restrictions and at no extra cost. The Standard option, which is often included with credit cards, involves paying for each visit — at Priority Pass rates, that is US$35.
We have compared for you the best bank card offers that provide airport lounge access at no extra cost to the cardholder:
- American Express Platinum
- Deutsche Bank Platinum
- HypoVereinsbank Visa Infinite
- Other cards that give access to the lounge.
American Express Platinum
Probably the best credit card in Germany, at least in terms of the range of services, is the American Express Platinum Card.
For an annual fee of €720, you’ll gain access to more than 1’900 Priority Pass lounges and other relaxation areas at airports around the world.
Both the primary and supplementary cardholders receive a Priority Pass “Prestige” membership with unlimited lounge access. In addition, each cardholder may bring one guest with them.
- Free supplementary American Express Platinum card
- 2 x Priority Pass Prestige (each member may bring 1 guest)
- Access for 4 people to Airport Lounges worldwide
- Travel insurance package
- €720 annual fee
- CashBack system — 1%
American Express BMW Premium Card Carbon
If 720 euros a year is a lot for you, there is a solution: the BMW Premium Card Carbon for 500 euros a year.
- 2 x Priority Pass Prestige (without guest privileges)
- Access for 2 people to Airport Lounges worldwide
- Travel insurance package
- €500 annual fee
- CashBack system — 1%
- A fee of 2% is charged for payments made in foreign currency.
Deutsche Bank Platinum
Deutsche Bank issues the Mastercard Platinum with Priority Pass Prestige, offering unlimited access to business lounges worldwide.
- 1 x Priority Pass Prestige (without the option to bring guests)
- Access for 1 person to Airport Lounges worldwide
- Travel insurance package
- 200 euros annual fee
- A fee of 1.75% is charged for payments made in foreign currency, subject to a minimum of 1.5 euros per payment.
Furthermore, Platinum Mastercard as a second card (if you already have another Deutsche Bank card) costs just €120 a year.
HypoVereinsbank Visa Infinite
HypoVereinsbank offers its clients a card Visa Infinite for €600 a year with Priority Pass Prestige. Not to every client, though — only to those served by Private Banking or Wealth Management.
- 1 x Priority Pass Prestige (without the option to bring guests)
- Access for 1 person to Airport Lounges worldwide
- Travel insurance package
- €600 annual fee (€300 with an annual turnover of €20,000 or more)
- A fee of 1.5% is charged for payments made in foreign currency
There are also other cards with lounge access. However, they usually offer Priority Pass only in the standard version, where you have to pay extra for each entry.
Here are some cards that are still worth checking out:
ExclusiveCard Plus from Volksbanken Raiffeisenbanken
ExclusiveCard Plus: Volksbanken Raiffeisenbanken includes a card Priority Pass Prestige and numerous travel insurances. The cost of the card is 349 euros per year.
Diners Club
Vintage card Diners Club for 140 euros per year: up to 24 business lounge visits for the cardholder per year, provided you have spent at least 3,600 euros over the last 365 days.
Do you think it’s worth paying a high annual fee for credit cards with airport VIP lounge access, or is it a waste of money?
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