Concordia Zahnzusatzversicherung: a breakdown of the ZAHN SORGLOS tariff
Concordia ZAHN SORGLOS 2026 plan: premiums by age, 100 % for treatment and prosthetics, no waiting period, limits for the first few years and missing teeth.
Myths about private health insurance in Germany
Medical insurance is an important part of taking care of your health and wellbeing. However, when it comes to
How long you can be off sick in Germany – duration and sick pay amounts
If an employee falls ill, the employer continues to pay their salary.
PassportCard — medical insurance for expats
With PassportCard you get a free debit card that is directly linked to the insurance rather than your personal finances.
Pflegeversicherung in Germany: long-term care insurance
long-term care insurance (Pflegefall). It helps cover the costs of medical and domestic care for people who can no longer fully look after themselves due to age, illness or disability. This insurance is part of the social security system in Germany and is compulsory for everyone insured with a statutory or private health insurance fund.
Basic supplemental dental insurance
Supplemental dental insurance helps to significantly reduce the cost of dental treatment and prevention by complementing state health insurance. We have selected tariffs that will suit those who do not have serious dental problems, but who want to protect themselves against unexpected expenses.
Dental insurance in Germany: costs, cover and waiting times
Compare dental insurance in Germany: cover, first-year limits, waiting times and costs. Insurance broker in Mannheim, 20 years of practice – free consultation.
Change in the cost of private medical insurance with age
Private medical insurance in Germany (PKV) is becoming an important choice for anyone striving to maintain a high quality of life and medical support after retirement. Unlike the statutory system (GKV), private insurance offers flexibility, independence from demographic changes and the possibility of long-term expenditure planning. In this article, we look at how the financial burden of PKV can be reduced in old age, guaranteeing stability and confidence in the future.
What is included in private health insurance in Germany
Private health insurance (Private Krankenversicherung, PKV) in Germany offers a wider choice and individual services compared to public insurance. When choosing such insurance, it is important to understand what exactly it includes and how it covers various aspects of medical care. In this article, we will examine which services are included in the private insurance package, from outpatient and inpatient treatment to dental care and preventive measures.
Paediatric dentistry in Germany
Healthy teeth are not only a beautiful smile, but also an important factor in a child's overall health. In Germany, basic dental care for children is covered by statutory health insurance (GKV), although the scope of these services is limited. Many parents face a situation where they have to choose between a standard procedure and a higher-quality alternative—often a paid one. In this article, we will explain in detail which services are included in basic insurance, where additional costs may arise, and how supplementary dental insurance helps to expand the range and quality of treatment without overpaying for every doctor's visit.
Sick pay
A reliable way to protect against loss of income due to illness. This is relevant for both the self-employed and employees, especially in cases of serious illness, complex injuries, pregnancy, or other situations that require a long-term sick leave. This is
Tick season in Germany in 2026
From March to October is the tick activity period. How to protect yourself from bites and infection and what to do if a tick does bite you.
If dental treatment has already been scheduled
As a rule, insurance companies refuse payouts for treatment that has already been prescribed or started. We recommend taking out insurance before visiting the dentist, but the need for additional dental insurance often arises only after a visit to the doctor.
How to use dental insurance in Germany
How to use your German dental insurance properly: when to submit the treatment plan, how reimbursement works and the mistakes that cost money.
Dental prosthetics in Germany: what the health fund pays and what you pay yourself
A healthy smile plays an important role, and affordable dental insurance is a key aspect of ensuring quality care. However, insurance companies have some limitations. For example,
