Haustiere Insurance

“Veterinarians in Germany are worth more than gold”

And indeed it is! Especially if you take into account the news that from November 22, veterinary services will rise in price. After all, the GOT prices established in the law have not been completely revised for more than 20 years.

On average, the cost of a routine veterinary examination for dogs will increase from €13,47 to €40,41, and for cats from €8,98 to €26,94. From November the price will rise by about €10.

Removing a dog's tartar or tooth can cost €320,69, from November - €459,12. I think you understand that operations in Germany cost thousands of €.

Your smile is in good hands: dental insurance!

That is why in Germany it is well arranged animal insurance systemwhich covers:

🔹 Surveys
🔹 Treatment and operations
🔹 Stay in the hospital
🔹 Sterilization
🔹 Prostheses

Animal health insurance can be divided into 2 types:

Transaction only insurance – OP.

There are inexpensive rates, depending on the age of the animal, ranging from €6 to €15 per month.

veterinary surgery

DOG INSURANCE

Take care of those who are dear to you. Find out more about dog insurance here.

DOG INSURANCE

Take care of those who are dear to you. Find out more about dog insurance here.
Read

CAT INSURANCE

Take care of those who are dear to you. Find out more about cat insurance here.

CAT INSURANCE

Take care of those who are dear to you. Find out more about cat insurance here.
Read

Medical insurance for the treatment of animals (including OP).

Here you can choose a basic, average or premium rate, depending on what medical services you plan to use.

dog at the vet

Also in Germany there is dog liability insurance Hundehalterhaftpflicht, which is compulsory in 6 out of 16 German states (Berlin, Hamburg, Niedersachsen, Sachsen-Anhalt, Schleswig-Holstein und Thüringen), and in the rest recommended. This insurance no longer protects the animal, but the owner from unnecessary expenses. After all, you must admit that dogs can damage someone's car, fence, or injure a person or another dog. By the way, this type of insurance is also especially relevant for horse owners and not only.😉.

Valery Melekh

If you need advice on choosing insurance for your animal or have any questions - Write us and we will answer you in detail and suggest what is better for you to choose, taking into account the age of the animal and its state of health.
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16 answers

  1. Guten Tag. Wir kamen im Juli aus der Ukraine an. Die Unterlagen für Flüchtlinge sind fertiggestellt. Ich wollte meine Haustiere versichern. Husky-Hund 2,5 Jahre alt und Katze 14 Jahre alt.

    1. Tatyana, good afternoon!

      We understand how important it is to care for the health and well-being of your pet.
      Unfortunately, many companies have greatly increased their prices this year.

      We recommend considering HanseMerkur - the most balanced offer on the market and almost the only company that has not yet raised its prices.
      By clicking on the link you can make calculations or enter into an agreement.
      https://secure2.hansemerkur.de/ola-ui2/1/490/tr/basisdaten?etpn=Tierkrankenversicherung&etsc=PFsU6m&adnr=4676029
      For your dog (Husky 2,5 years old), the Premium tariff will cost 41,47 euros per month with a deductible of 250 euros.

      Unfortunately, many companies have restrictions on the age of animals.
      That's why we recommend Uelzener for cats. For animals over 10 years old, the insurance company may require a health check.
      Link for calculation and conclusion of the contract:
      https://uelzener.de/iframes/katzen-angebotsrechner/?angebotsrechner%5banfrage%5d%5bproduktDaten%5d%5bopSchutzAusgewaehlt%5d=1&angebotsrechner%5bcooperationAndAgencyNumber%5d=0000103503

      ❗️ Please note: insurance will not cover existing health problems at the time of conclusion of the contract.
      If you have any questions or suggestions, we are always ready to help.

  2. Good afternoon. I want to quote insurance for my dog. But there is not a big problem, our dog is without a breed.

    1. Good afternoon.
      If your dog is without a breed, then you can choose “Mischling ab 45cm” or “Mischling bis 45cm”.
      Translated, this means mongrel.
      Good luck with your conclusion of the contract and good health for your pet:)

  3. Do I need to insure bees, I am a beginner beekeeper, I have 2 families,
    and what documents are needed to register an apiary in Germany, Baden-Württemberg?

    1. Hello.

      Bee insurance can be a smart idea, especially if you are planning to grow your beekeeping business. Bees can fall prey to various disasters such as disease, pests, bad weather or predators. Insurance can cover losses associated with such risks. However, you only have two colonies, so you need to weigh the potential costs of insurance against the value and importance of your bees.

      Regarding the registration of an apiary in Germany, the procedure may vary slightly depending on the state. For Baden-Württemberg you will probably need the following:
      1. Registration with the local veterinary office: As a rule, apiaries must be registered with the local veterinary office. This is necessary to control bee diseases.
      2. Beekeeper Identification Number: Upon registration, you will be provided with a unique number that will identify you as a beekeeper.
      3. Labeling Hives: Typically, hives should be labeled with your identification number.
      4. Documents confirming ownership or right to use the land: If the apiary is not on your property, you may need a permit or a lease agreement.
      5. Information about the apiary: Number of hives, location, and other details.
      6. Insurance Documents: If you choose to insure your bees, you should provide the appropriate documentation.
      7. Beekeeping Union Membership: Although it may not be mandatory, many beekeepers choose to join beekeeping unions or associations for support, training and other benefits.

      I recommend contacting your local veterinary office or beekeeping association in Baden-Württemberg to obtain accurate and up-to-date information on your question.

  4. Hello. Our Pomeranian is almost 5 months old. What kind of insurance is needed and how much will it cost? And what is included in the insurance. Thank you

    1. Good afternoon,
      On our website you will find a lot of useful information on pet insurance https://finber.de/hunden/.
      I also sent you a brochure on dog insurance with insurance links by e-mail.
      By clicking on the links in the brochure, you can both calculate the cost and conclude an agreement to insure your pet.
      You only need to enter your date of birth and breed.

      In our opinion, Barmenia offers the best ratio of price and content of the service package.
      Link to calculate health insurance:
      https://ssl.barmenia.de/online-versichern/#/tierversicherung/Beitrag?app=makler&tierart=Hund&versicherung=alle&adm=950316478

      See also the option with HanseMerkur. They have a very low price today. A couple of months ago, almost all insurance companies raised their prices because... a new scale for veterinarians was adopted. HanseMerkur is one of the few who have not yet raised prices.
      The calculation can be done using the link: https://secure2.hansemerkur.de/ola-ui2/1/490/tr/basisdaten?etpn=Tierkrankenversicherung&etsc=PFsU6m&adnr=4676029

      If you have any additional questions or suggestions, we will always be happy to help you :)

    1. Good afternoon.
      I am sending you a brochure on cat insurance. In the brochure you will find a lot of useful information, as well as links on insurance.
      By clicking on the links in the brochure, you can both calculate the cost and conclude an agreement to insure your pet.
      You only need to enter your date of birth and breed.

      In our opinion, Barmenia offers the best ratio of price and content of the service package; annual compensation is unlimited.
      Link for calculating health insurance:Barmenia Katzeversicherung

      A couple of months ago, almost all insurance companies raised their prices because... a new scale for veterinarians was adopted.
      HanseMerkur is one of the few who have not yet raised prices. The content is also good and in the Premium Plus tariff the annual compensation is unlimited.
      The calculation can be done using the link:https://secure2.hansemerkur.de/ola-ui2/1/490/tr/basisdaten?etpn=Tierkrankenversicherung&etsc=PFsU6m&adnr=4676029

      Please also note that there is a limit on vaccinations.

      If you have any questions, write to us. We are always happy to help :)

  5. Good evening. Can you please tell me if there is medical insurance for a parrot?

    1. Good afternoon.
      Yes, such insurance exists.
      Unfortunately we don't have any of these in our range.
      You can search for Kleintiere Versicherung or Vogel Versicherung.

      Valery

  6. I need to insure a dog, 3 years old, we live in Dresden. I need advice on insurance and if it suits me, then insure it.

    1. Lyudmila, good afternoon. I am sending you a link to a brochure on dog insurance.
      https://finber.de/hund-kv/
      There you will find a lot of useful information, as well as links on insurance. Price depends on age and fare.
      By clicking on the links, you can both calculate the cost and conclude an insurance contract for your pet.
      You only need to enter your date of birth and breed.
      If you have any questions, we can arrange a telephone conversation 🙂
      Always happy to help.
      Svetlana.

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