Valery Melech: your financial consultant
- Expert advice in the field of insurance and lending in Germany
- Unique approaches to optimizing your finances
- Personal consultations
Valery Melech: your financial consultant
- Expert advice in the field of insurance and lending in Germany
- Unique approaches to optimizing your finances
- Personal consultations
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Latest Blog Articles
7 reasons to study for free at a university in Germany
Let's start with the fact that I studied a lot and for a long time at Russian universities. I have
Changes in GIROKONTO service
CHANGES IN GIROKONTO SERVICE. During 2021, many banks introduced various commissions and under
Green card is now white
The green card, known as Grüne Karte, is no longer green. IMPORTANT INFORMATION: Citizens of Ukraine are advised
How to obtain citizenship in Germany
Modern transport infrastructure allows you to travel to any country in the world and even completely change your place of residence.
Storage times for documents in Germany
How long do you need to keep documents in Germany?
How to cut costs for a lawyer
In Germany, legal insurance is controversial. It is difficult to immediately estimate the costs associated with litigation. However
6 mistakes when moving to Germany
My mistakes when moving to Germany. How much more I would not do and would save more than 2000 euros!
What's happened Fondsgebundene Lebensversicherung?
Fondsgebundene Lebensversicherung is an investment savings product that allows you to form significant capital before retirement and receive
How To Reduce Dentist Costs
Teeth are a sore subject. And often this question arises suddenly. Germany has an excellent health insurance system. But,
Your rights if the train is late
WHAT TO DO IF THE TRAIN IS LATE? 🚉 Just recently in September 2021, all of Germany was
SCHUFA. What do you need to know?
In Germany, all financial actions of people are absolutely transparent. We are all like “glass men” here,
Widow's pension / Widower's pension
Widow's pension / Widower's pension (Witwen- or Witwer-Rente) HOW MUCH, HOW LONG AND WHO IS ALLOWED? Majority