Review of Die Bayerische dental insurance: the ZAHN Prestige Plus package

Die Bayerische: ZAHN Prestige Plus

 4/5

Coverage scale:

• First year of insurance (1) 1500 €
• Two years of insurance (years 1-2) 3000 €
• Three years of insurance (1-3) 4500 €
• Four years of insurance (1-4) 6000 €
• Five years of insurance and more no limits

The impact of the number of missing teeth on the cost of prosthetics:

Number of missing teeth

Payment for prosthetics: implants, crowns

1

100%

2

1 year – €300
2 years – €600
3 years – €900
4 years – €1,200

3

1 year – €300
2 years – €600
3 years – €900
4 years – €1,200

Main conditions:

• Monthly payment 36,5 €
• Waiting period no waiting time
• Minimum contract period 2 years
• The presence of missing teeth up to 3 missing teeth

Dental procedures:

Dentures

Crowns, bridges, implants, regular care

100%, taking GKV into account

Veneers

No

Ceramic veneers

yes, up to the 8s inclusive

Prevention

Professional dental cleaning

100%, max. 250€ per year

Bleaching

100%, max. 250€ per year

Dental treatment

Fillings made of high-quality materials

100%, taking GKV into account

Anaesthesia

100%

Root canal treatment

100%

Periodontitis treatment

100%

Orthodontist services:

• Adults 1–2 KIG 80%, max €2,000

  3–5 KIG 100%, max €1,500

• Children 1–2 KIG 80%, maximum €2,000
• Children aged 3–5 KIG 100%, max. €1,500

All amounts are stated for the entire contract period

*KIG (Orthodontic Indication Group) — classifications of the need for orthodontic treatment:

• KIG 1-2 — a minor malocclusion
• KIG 3 – severe congenital malformations
• KIG 4 — severe congenital malformations
• KIG 5 — the most severe form of malocclusion

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