Allianz dental insurance review: MeinZahnschutz 100 package

Allianz: MeinZahnschutz 100

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Coverage scale:

• First year of insurance (1) 1000 €
• Two years of insurance (years 1-2) 2500 €
• Three years of insurance (1-3) 4000 €
• Four years of insurance (1-4) no limits
• Five years of insurance and more no limits

The impact of the number of missing teeth on the cost of prosthetics:

Number of missing teeth

Payment for prosthetics: implants, crowns

1

+25% surcharge on the policy premium

2

+50% to the cost
1 year – €1000
2 years – €2500
3 years – €4,000

3

+75% to the cost
1 year – €1000
2 years – €2500
3 years – €4,000

Main conditions:

• Monthly payment 29,88 €
• Waiting period no waiting time
• Minimum contract period 2 years
• The presence of missing teeth up to 3 missing teeth

Dental procedures:

Dentures

Crowns, bridges, implants, regular care

100%, taking GKV into account

Veneers

Yes

Ceramic veneers

yes, up to the 8s inclusive

Prevention

Professional dental cleaning

100% – no restrictions

Bleaching

100%: maximum €150 over two years

Dental treatment

Fillings made of high-quality materials

100%

Anaesthesia

100%

Root canal treatment

100%

Periodontitis treatment

100%

Orthodontist services:

• Adults 1–2 KIG, max. €3,000

  in the event of an accident: 3–5 KIG, max. €3,000

• Children 1–2 KIG 100%, max. €3,000
• Children aged 3–5 KIG 100%, max. €3,000

All amounts are stated for the entire contract period

*KIG (Orthodontic Indication Group) — classifications of the need for orthodontic treatment:

• KIG 1-2 — a minor malocclusion
• KIG 3 – severe congenital malformations
• KIG 4 — severe congenital malformations
• KIG 5 — the most severe form of malocclusion

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