Insurance of mobile phones and tablets
Mobile phones and tablets have long become an integral part of the modern digital world. They are used at home, at work and to communicate with relatives who may be thousands of kilometers away. To ensure that you don't have to live without your electronic devices in case of unforeseen circumstances, there is an extensive range of insurance for mobile electronics in Germany. Insure your device Features […]
If dental treatment has already been prescribed
As a rule, insurance companies refuse to pay for treatment that has already been prescribed or begun. We recommend purchasing insurance before visiting the dentist, but often the need for additional dental insurance arises after the visit. Good news: we have selected two offers (the UKV tariff and an addition to the tariffs Die Bayerische) for those who have already started treatment and/or prosthetics, […]
How to Use Dental Insurance
Using Supplemental Dental Insurance: A Guide for Those Insured You Have Purchased Supplemental Dental Insurance – What to Do Next? In this article, we'll walk you through how to use your supplemental dental insurance policy, pay for it, and get the quality care you need. We will review the key points and provide step-by-step instructions for use. Zahnzusatzversicherung. You already have 1 additional dental insurance […]
Dental prosthetics: a guide to choosing insurance
A healthy smile is important, and affordable dental insurance is a key aspect of providing quality care. However, insurance companies have some restrictions. For example, the absence of one tooth at the time of concluding the contract, not counting the eights, will not cause problems with finding a company, but the absence of 2 or more teeth requires a special approach and the search for special packages. Not all insurance companies […]
Braces and orthodontics in Germany
A well-groomed and attractive smile is, without a doubt, an important aspect for each of us. However, the issue of finances may cause some concern. For example, the cost of braces can be significant, even with possible reimbursements from your health insurance company. Since insurers typically only cover part of the cost, one in five patients consider additional dental insurance. Maybe you […]
10 useless insurance policies in Germany
The right choice of insurance is the key to effective savings. But how to understand all the nuances if you are not an expert in the field of insurance in Germany? There is a risk of purchasing something you don’t really need and, as a result, spending extra money. In my practice, there are often cases when people have insurance that they absolutely do not need. Nevertheless, […]
Winter Sports
In a mountain ski holiday where excitement meets natural beauty, safety issues become an integral part of holiday planning. Insurance here plays a key role in providing financial protection and medical care in case of accidents and emergencies. In this article we will look at the importance of insurance during your ski holiday and discuss the key aspects of choosing […]
State health insurance
Germany is famous for its developed healthcare system, providing citizens and residents with access to high quality medical care. Within this system there is an extensive public insurance Gesetzliche Krankenversicherung, covering both compulsory and voluntary healthcare. In this article we will look at four leading insurance companies in Germany - Mhplus, Techniker Krankenkasse, HEK and Ikk Classic. Compare Checkout Die […]
Liability insurance for IT professionals
IT-Haftpflicht is professional liability insurance for IT freelancers or IT companies. It reliably protects you as a freelance IT professional from the financial consequences of professional errors such as missed deadlines, system failures or third party cyber damage. With comprehensive security, you can fully concentrate on your customers. Leave a request For whom? Programmers Database developers Open source software developers Mobile […]
Incoming-Versicherung – insurance for travel to Germany
From September 30.09.2022, 6, German visa centers are introducing new requirements for documents when applying for a Schengen visa. Health insurance for any purpose of travel to Germany: only health insurance from German companies or companies from other EU countries (in German, English or with translation) is accepted. We have selected XNUMX of the best offers on the market: for guests of all ages and for those traveling in retirement for […]
Unfallversicherung – accident insurance
Unfallversicherung – is voluntary insurance. The insurance company pays a fixed amount (a lump sum benefit) as a result of an accident, whether you are injured while playing sports or fall down the stairs at work. You are protected at any time of the day or night, anywhere in the world. State accident insurance is only paid if […]
Sehen – additional vision insurance
Compulsory health insurance (GKV) limits coverage to only the bare minimum of services, which is often insufficient. Additional services must be paid for by yourself. To solve this problem, you can turn to private supplementary health insurance, which provides an opportunity to take advantage of the full range of services of modern medicine. SEHEN (supplementary vision insurance) is useful for those who require special glasses or additional treatment. ✓ Vision is […]
Hospital – additional medical insurance
Compulsory health insurance (GKV) covers only the most necessary services, but this is often not enough. Additional services have to be paid by yourself. However, there is a private additional health insurance that allows you to use the full range of services of modern medicine, which GKV either does not subsidize at all or subsidizes only partially. STATIONÄR (supplementary hospital insurance) gives the status of a private patient as an insured person, which […]
Additional outpatient insurance
Compulsory health insurance (GKV) only pays for services that "do not exceed the required minimum". Often this is not enough. You have to pay for additional services yourself. Private supplementary health insurance can help. It makes it possible to use the full range of modern medicine services (preventive examinations, early diagnosis, alternative medicine services and much more, which GKV either does not subsidize at all or partially subsidizes). […]
Risikolebensversicherung
Risikolebensversicherung or life insurance (RLV) in Germany is a form of provision for family members: with it you can best protect your family, ease the obligatory mortgage payments or other loans in the event of your death. You can also protect your company financially with RLV in the event of your death, the death of your business partner, or […]
