From what age you may do what in Germany
The question “from what age is this allowed” almost never has a single answer in Germany. Work is permitted from 13, beer from 16, and driving from 17 — but only with a supervisor. Below is a table of the main limits and a section on each topic with references to the legislation.
Concordia Zahnzusatzversicherung: a breakdown of the ZAHN SORGLOS tariff
Concordia ZAHN SORGLOS 2026 plan: premiums by age, 100 % for treatment and prosthetics, no waiting period, limits for the first few years and missing teeth.
Residence permit in Germany after 45 years of age
Rule 45+ in 2026: salary from €4,647.50 per month under Section 18a and Section 18b or a pension provision. And why the Blue Card does not fall under this rule.
10 useless insurances in Germany
Which insurance policies do not work in Germany: 3–5 year contracts, all-in-one packages, policies lacking key clauses. What to check in the contract and what to replace them with.
Who the Riester pension is not right for
. From 1 January 2027, the scheme is being closed to new contracts—it will be replaced by the Altersvorsorgedepot, which offers three times the government top-up. Existing contracts will remain in force; nobody is terminating them or transferring them compulsorily.
You will definitely pay for this in Germany.
Contributions to Germany’s statutory health insurance in 2026: a rate of 14.6 % plus a 2.9 % top-up from the health insurance fund, calculated in euros, the cap, and how to pay less.
Financial adviser - who are they? And who am I?
How an insurance agent differs from a broker and a fee-based advisor, how many of them there are in Germany as of 2026, and how to check anyone in the official IHK register.
Myths about private health insurance in Germany
Medical insurance is an important part of taking care of your health and wellbeing. However, when it comes to
The biggest reform of statutory health insurance: what changes from 2027
On 10 July 2026 the Bundestag passed the largest package of statutory health insurance reforms ever — the GKV-Beitragssatzstabilisierungsgesetz. The reason is harsh: the GKV deficit for 2027 is estimated at
Private or state health insurance for entrepreneurs: complete 2026 guide
When you register a business in Germany, you are faced with a question that will affect your budget for the coming decades: which health insurance to choose — private (PKV) or state (GKV)?
Bureaucratic German: how to make sense of insurance policies
Insurance documents in Germany frequently cause stress even for those who are confident in their German. Bureaucratic vocabulary, cumbersome phrasing, sentences overloaded with conditions and numerous exceptions create the impression that the text has been intentionally complicated. However, the language of insurance policies is not chaos, but a formalised system. If you understand its principles, working with such texts becomes significantly easier and more predictable.
Travel between Germany and Russia in 2026
Travel between Germany and Russia in 2026 remains possible, but requires careful planning. The political situation, sanctions restrictions, and changes to border crossing rules have seriously affected routes, transport choices, and entry conditions.
Important additional insurances in Germany 2026
Here we will list additional insurance policies; they are voluntary and very important.
Private or state health insurance
Both systems have their advantages and disadvantages. We will help you figure out which one might be the best option for you.
Fondsgebundene Lebensversicherung: Will pension savings schemes with investment funds be a good deal in 2026?
Unit-linked pension insurance in Germany: guaranteed annuity factor, the 12/62 tax rule, effective costs and a 12-point checklist for choosing a tariff.
