Credit cards with access to VIP airport lounges

Choosing the right credit card with access to VIP airport lounges can significantly improve your travel experience. Here are the top credit cards that offer lounge access privileges through the Priority Pass program. Contents Brief overview of the best credit cards with Priority Pass 1 American Express Platinum Annual fee: 720€ Benefits: ✓ 2 x Priority Pass Prestige (with the option to take […]

Everything you need to know about ETFs

Exchange-Traded Funds (ETFs), or exchange-traded funds, are an important element of the modern investment world. But what are ETFs, and why are they attracting investors' attention? In this article, we'll look at the key aspects of ETFs, explain how they work, and why they have become a popular tool for portfolio diversification and achieving financial goals. What is an ETF? ETF […]

Why can pensioners from Germany travel around the world?

“Germans have a good pension, so they can afford to travel the world in their old age” – many share this stereotype and expect comfortable social security by default. However, let's look at what the high German pension really consists of. Pension size in Germany The average pension in Germany, according to forecasts from the German Pension Insurance, in 2023 will be 1543 euros […]

Programs and applications for accounting and filing tax returns

In Germany, for both businesses and individuals, proper bookkeeping and tax compliance play a key role in financial planning. The complexities of tax laws can be a challenge for both entrepreneurs and ordinary citizens. The rapid development of technology provides access to programs that greatly facilitate accounting processes and simplify tax accounting. In this […]

Procedure for registering a company and self-employed/freelancer.

Procedure for registering a company and self-employed person with the tax office (Finanzamt) in Germany Registration of a company (Gewerbe) or self-employed person (Selbstständige) in Germany is an important step for entrepreneurs (Gewerbebetrieb) and freelancers (Freiberufler) who want to officially start their activities on the German market. 1. Choosing a legal form of a company Before proceeding with registration, entrepreneurs must decide whether they will register a company […]

How to become Selbstständige. Important steps.

Opening your own business in Germany is not as difficult as it seems at first glance. Being your own boss, bringing ideas to life and working independently - there are many reasons why people choose to be self-employed. Every year more and more entrepreneurs take this step. We will tell you about the important steps of every entrepreneur in Germany. […]

What is the difference between easyInvesto and ComfortInvest?

Nowadays, there are special Internet platforms known as Robo-Advisor, which allow even beginners to invest on their own. And rather than just investing mindlessly, with the help of online experts, you can get a suitable investment strategy that takes into account your level of risk appetite and long-term plans. Today we will compare two investment platforms - easyInvesto and ComfortInvest. Comparison of self-service platforms […]

Independent investment with ComfortInvest

ComfortInvest is an online platform for self-investment with professionals, operating entirely online. With ComfortInvest you can get professional, independent wealth management tailored to your needs, working for your money in just 30 minutes, and that's for a one-off fee of €100 and/or €50 per month. 9 DIFFERENT INVESTMENT STRATEGIES await you […]

Self investing with professionals

Do you prefer to invest in the future rather than accumulate? easyInvesto provides professional asset management, individually tailored to your risk tolerance level and investment objectives, with clear and transparent pricing. Start investing now easyInvesto is an online platform for self-directed investing with professionals, completely online. easyInvesto is professional management of your assets with more […]

Investment in precious metals

For thousands of years, gold and silver retained their purchasing power, being both a means of payment and a savings tool. And today they continue to gain more and more importance in industry and modern technologies. Gold Ag (999,9/1000) Silver Au (999,9/1000) Gold Ag (999,9/1000) Silver Au (999,9/1000) Pros of investing in precious metals An excellent asset protection tool, especially during periods [ …]

Crypto Investments – Greed and Fear

Greed and fear are two basic instincts of people that completely suppress rational thinking. Times change, and so do investment options. But what always accompanies people are these two basic instincts. Only when you admit that you are no exception and can be just as greedy and fearful, and only when you admit your […]

ALG II – social benefit

Unemployment benefit Arbeitslosengeld II, also known as Hartz IV, is a basic security benefit for job seekers, provided by the Jobcenter. Contents Requirements to receive: Be able to work Be in a difficult financial situation Do not have the opportunity to meet the subsistence level The purpose of this benefit is to integrate people into the labor market Size ALG 2 […]

When to expect Kindergeld in 2022?

All families in Germany receive child money (Kindergeld) The Familienkasse (Family Benefits Fund) sets payment dates each year and depends on the digit that ends with your Kindergeld number, from zero to nine. If there are several children, then the number will be one and payments will be made on the same day. We talked about Kinderfreibetrag and Kindergeld in this […]